There is a little boy. His family is poor. So he study very hard, so he can get a good job and earn good income to his family. He was graduated and gets a good job. His friend introduced him insurance especially he should buy a medical insurance for himself. But he is ignorance, he thought he is young, he doesn't need it. He doesn’t know insurance is a group of community sharing the risk with each other and help each others. It's kind of risk management and protection to us. Especially in the era, the medical cost becomes so high.
One day, he was diagnosis with disease. The medical is very high; he cannot pay for the bill. So he utilize the credit card to pay the bill. So he always pay the minimum sum, but his debt become greater and greater as the interest of insurance is high.
He loses everything. Just because he don't have the risk management planning in his life. Luckily his sister is helpful, so she take out her saving to help her. And it really helps a lot. This is the support from family. Family take a very good part in risk management. The hospital also willing to give him discount since he cannot afford so much the bill, so the corporation also do his part for the social responsibility to help the poor. Since then, the little buy himself insurance because he know this is a very important risk management so that he can love for his family because no one will be suffer from the huge medical cost.